Skip to content
Take the Gap Check (opens in a new tab)

On-demand roundtable

From Arrears to Assistance

A Utility Playbook for Vulnerable Customers

  • Recorded October 7, 2026
  • 57 min
  • Hosted by BlastPoint + Single Stop
Or scroll to read
All chapters

Welcome

Chapter 1 of 10

Speakers

  • Chris Medina

    Chris Medina Host

    Go-To-Market Engineer

  • Tim Lytle

    Tim Lytle

    Director of Business Development

  • Hillary Winchester

    Hillary Winchester

    Customer Experience Manager

Chapter 01The window

Scene 01

95 million chances to step in

Chris Medina, BlastPoint

“There were 95 million moments to step in before a shutoff.”

In 2024, U.S. utilities sent 95 million final notices for electric service, and 13.4 million households were disconnected. Once a past-due balance passes about $1,000, it becomes nearly impossible to pay down.

Source: U.S. DOE data, as cited in the session

Scene 02

Regulators want the record

Chris Medina, BlastPoint

“What did you do before a customer fell behind?”

New York is targeting energy bills below 6% of income. California requires utilities to show their math on affordability.

Source: New York PSC and California CPUC requirements, as described in the session

Chapter 02Getting people to help

Scene 03

Food on the table, bills paid

Tim Lytle, Single Stop

“The next bill they pay is their utility bill.”

One study found a 115% increase in utility spending after households got access to SNAP. Single Stop screens customers for 20 to 27 state and federal benefits at once.

Source: USDA-supported study, as cited by Single Stop

Scene 04

Where people drop off

Tim Lytle, Single Stop

“Most of them had just dropped off.”

Long applications, extra logins, and confusing forms lose people before they finish. A simple first step keeps them moving.

Chapter 03Inside Seattle City Light

Scene 05

Trusted messengers

Hillary Winchester, Seattle City Light

“They don't necessarily trust a government entity.”

Seattle pays community liaisons who speak residents' languages, trains them on the programs, and sends them with translated materials to churches, corner stores, and libraries.

Scene 06

Two-thirds miss the first bill

Hillary Winchester, Seattle City Light

“They don't even pay the first bill.”

About two-thirds of Seattle City Light's new customers didn't pay their first bill. 39,000 customers received about $25 million in assistance last year. 10% got a final notice, and 4% of those were disconnected.

Source: Seattle City Light, 2025, shared in the session

Scene 07

Who they didn't expect

Hillary Winchester, Seattle City Light

“I'm not qualified enough.”

Two groups surprised them: high earners hit by tech layoffs, and eligible customers who opt out because they think others need the help more. Seattle changed its messaging and added an eligibility calculator.

Scene 08

The email that worked

Hillary Winchester, Seattle City Light

“It blew everything else out of the water.”

A welcome email for new customers, built because so many missed their first bill, got open rates above 61%.

Source: Seattle City Light, 2025, shared in the session

Chapter 04The rate case

Scene 09

What city council asks

Hillary Winchester, Seattle City Light

“Are we actually going to be able to get customers to use those dollars?”

When Seattle asks for rate increases, council wants proof that assistance dollars reach customers. That proof is the record you build before you file.

Scene 10

16 calls for one customer

Hillary Winchester, Seattle City Light

“We had a customer call 16 times to get assistance.”

Every call, hold, email, and processing step is staff time. Faster, simpler applications help customers and cut operating costs.

Source: Seattle City Light, 2025, shared in the session

Rate Case Gap Check

Find your gaps before the commission does.

Answer a few quick questions and get a one-page gap map across the four things a commission asks about:

About 3 minutes. A free tool from BlastPoint and Single Stop.

Take the Gap Check (opens in a new tab)
  • Foundhow you find customers heading toward arrears
  • Reachedhow you reach them
  • Helpedhow you connect them to help
  • What happened afterhow you track what happened

Action items

Start this week

  1. Step 1: Pull your last 12 months of disconnections and look backward. What did those accounts look like before they were shut off?

  2. Step 2: Compare your 20 highest-usage census tracts with median household income (free at data.census.gov (opens in a new tab)).

  3. Step 3: Find out how many eligible customers are actually enrolled in your low-income programs.

  4. Step 4: Find your next rate filing date and work backward to what you'd need to show.

The framework

The five-step playbook

  1. Step 1: See the risk.

    Build one view per customer from data you already have: payment history, usage, income, energy burden, and program enrollment.

  2. Step 2: Reach them.

    Send a personal message through the channel each customer actually uses, including mail, phone, community partners, and translated materials for customers without digital access.

  3. Step 3: Connect them to help.

    Offer one simple screening for state, federal, and utility programs. About 38 million households qualify for LIHEAP, and about 5.7 million were served.

  4. Step 4: Measure it.

    Track who was eligible, who engaged, who got assistance, and what happened to their bill.

  5. Step 5: Close the loop.

    Find where people drop off, like a screener started and never finished, and fix that step.